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Retirement Planning

Cheatee posted 4/13/2021 14:18 PM

So, now that I'm getting old, I'm starting to think about retirement (confession, I've been thinking about it since 1972, when I was a stock room boy at WoolWorth's).

My wonderful partner (soon to be wife!) is encouraging me to retire next summer. My work contract will be up, and six weeks later I turn 65 and can get my pension! Plus, I have a horrible horrible boss, so I need to bail.

Financially, we should be good, but talking to a financial advisor. Pension, high draw SocSec, good 401K, no debt beyond remaining mortgages. She is a little younger, but has three rental homes that are mostly paid for. She has an even better 401K.

All our kids are independent and out of the house.

I can't wait to spend all my time playing with my grandson (who live 18 minutes away!!!), making music, doing woodworking, learning digital animation, reading, writing....

...and getting out of the American work culture which is becoming so toxic.

thatbpguy posted 4/13/2021 15:30 PM

OK, I'm jealous.

sewardak posted 4/13/2021 17:01 PM

we are 4 years away and not sure if we'll make it.
so tired of the rat race. Could go now but we have dreams!

Lionne posted 4/13/2021 22:13 PM

I'm happy for you! Retirement is just wonderful if you are lucky enough to be financially secure.

sisoon posted 4/14/2021 13:20 PM

If you don't like what you are doing to earn money, I think retirement is a great idea. I hated what I was doing, and I love being retired.

The other good thing about turning 65 is Medicare, if you've got Social Security rights.

If your GS lives 18 minutes away by car, he's probably about 30 minutes away by bicycle. I urge you to consider biking.

[This message edited by sisoon at 1:21 PM, April 14th (Wednesday)]

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