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Jess09 (original poster member #68747) posted at 2:47 PM on Monday, August 12th, 2019
Hello all. My divorce will be final this coming Friday. Finally!!! My health insurance thru my ex’s company will end that day. I dont begin my new job for a week. I really dont want to pay cobra. Really pisses me off to pay that because my ex is a slimeball. What did any of you do in my position?
99lawdog99 ( member #42615) posted at 4:23 PM on Monday, August 12th, 2019
usually you are covered for about 30 days from the time of a divorce. Most companies have that little grace period to allow you time to find new insurance. Not saying your husbands business has it, but just check it out to make sure.
Me 54
WW 45
Married 25 years, together 27 WW's first and only til A
In R
"Sometimes we have to be knocked down to our lowest point so that we can reach our highest Level"
Snapdragon ( member #4286) posted at 4:46 PM on Monday, August 12th, 2019
It is a huge cost for one week? Or, do you have to pay for a full month? I know COBRA can be very expensive. But, if it were me, that would be the week that I broke a bone, had a heart attack, and came down with a roaring case of food poisoning requiring hospitalization. Yep, one bad week!
Divorced - recovered and hoping to help.
"We're not broken, just bent, and we can learn to love again" ~Pink
LilBlackCat ( member #57470) posted at 1:52 AM on Tuesday, August 13th, 2019
If you are able to get covered by the federal insurance thing.. Go that route till you get your own through work.. Some employers do not start coverage till after a trial period.
Good luck.
Me: BS 43 (Now 50)
Her: WW 37
18 M, 19 Together
4 Children, youngest is now 9.
Divorce Final as of 9/3/19.
homewrecked2011 ( member #34678) posted at 2:56 AM on Tuesday, August 13th, 2019
I got D about 6 years ago.
It was a federal law that the person being taken off the ins was allowed to get Cobra for 18 months—-at the Corp rates!!!
You can choose ins alone, or whatever else you had like dental and vision. Mine was really cheap.
Sometimes He calms the storm. Sometimes He lets the storm rage, but calms His child. Dday 12/19/11I went to an attorney and had him served. Shocked the hell out of him, with D papers, I'm proud to say!D final10/30/2012Me-55
thishurts123 ( member #58848) posted at 1:46 AM on Sunday, August 18th, 2019
My insurance was through XWH and they gave me 90 days to find new insurance before taking me off his. Really pisses me off. If we were living together unmarried he could insure me but as an exwife I'm screwed. Navigating insurance now - it's not easy to understand. Good luck to you.
little turtle ( member #15584) posted at 6:48 PM on Sunday, August 18th, 2019
I went without insurance as neither myself or XH could afford cobra. When the Marketplace healthcare came around a few years later, I signed up for that.
Who said your insurance will end that same day? I'd get confirmation on that and maybe you have a grace period like others mentioned.
Failure is success if we learn from it.
allusions ( member #25376) posted at 7:56 PM on Sunday, August 18th, 2019
I think that's a big reason why a friend of mine is opting to go with a legal separation instead of a divorce, at least for the next few years. She gets to continue on his insurance since they are still married.
You can apologize over and over, but if your actions don't change, your words become meaningless.
Behind every crazy bitch is a sweet girl who just got tired of being lied to.
I've found the key to happiness: Stay away from assholes.
ibonnie ( member #62673) posted at 8:05 PM on Sunday, August 18th, 2019
I think that's a big reason why a friend of mine is opting to go with a legal separation instead of a divorce, at least for the next few years. She gets to continue on his insurance since they are still married.
That's what I did, because I was a SAHM and it would be cheaper/easier for my WS to pay me spousal support than if we put our LO in daycare or hired a nanny. We legally separated so I could remain insured during that time.
"I will survive, hey, hey!"
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