Sawife
I hate the term emotionless affairs.
If he "only" cheated for purely physical needs then all he needed to do was find some privacy and jerk off.
IMHO there is always an emotional need, only that emotion doesn’t have to be fondness or love or even mutual.
I think affairs tend to be about validation more than anything else, and validation is an emotion.
I won’t go into the you-did-he-did argument. What is clear to me is that the two of you have major issues and you need to deal with them as individuals in order to deal with the marital issues as a couple.
But… let’s look a bit at his affairs… a lot of sex-workers and about 8k of marital funds…
What has he done to convince you that’s over?
How does he feel about using sex-workers?
How would he feel about your three kids working as sex-workers once they turn 18 and need to finance their education? After all – there is 8k less than could be in their college fund…
What about the health-risk he was taking and passing on to you? Or even when he came home after a "session" and maybe kissed his kids good-night?
As far as infidelity goes I get a feeling his would score something like 8 out of 10, but yours might be a 4. But then – this is like arguing over if being stabbed 10 times in the heart is better or worse than being stabbed 2 times. Emotionally just as damaged.
So what to do…
First of all: You both need to decide if you want to be married or not. He can’t tell you that he wants to work things out, then tell you he doesn’t, then tell you he wants to work things out and then no…
Then you have to stop competing over who did the worse thing.
However – He needs to assure you that the sexual and financial infidelity is over. That’s mutual – you both need to offer assurances that this is over. That if you decide to work on the marriage you are both committed to that.
I think that’s key. That’s the necessary first step. The decision to commit to the marriage, and then providing what both of you need to feel safe.
I would guess that for him it’s assurance he knows the truth, access to your phone and so on. For you it’s financial transparency, a full STD test result and assurance that he isn’t paying someone elses daughter to get him off – when he isn’t willing to have someone else use his daughter (even as a consenting adult) for the same purpose.
"If, therefore, any be unhappy, let him remember that he is unhappy by reason of himself alone." Epictetus