This is definitely an issue that is front and center in my home. Both XWH and I left college with a lot of student loan debt. We don't want our kids to deal with the same.
DD is in her junior year at a 4yr college. She'll be going into the medical field and will need graduate level education as well. So far between her grants and scholarships, her father and I split about $3k in outstanding fees per year (paid in cash, so no loans needed). She's already been told that grad school will be on her dime. She's already looking into ways to fund the rest of her education without incurring huge amounts of debt.
DS is a senior in high school and has special needs to boot. He really really REALLY wants to go to a particular 4yr school about an hour away from home. We're currently trying to steer him toward a community college near the 4yr that he has his eye on. There's a program for special kids that works with this particular community college that will give us a bit more peace of mind in having him attend college away from home. He really wants that same/similar college experience that his big sister had/is having.
Me - 41
As much as we'd LIKE for him to lean toward the two year option/trade school, he's fighting us on it. We'll see how it goes....
My Rockstar (Hubs #2) - 46, faithful, & an absolute doll!
DD(20) and DS(18, PDD-NOS)
6 Furkids (4 Dogs and 2 Cats)
WXH (serial cheater, 12+ OW. Undiagnosed SA?)
Note: I edit often for typos/clarity.