Topic: Cash, Credit, Debit?
Member # 20334
| Posted: 9:12 PM, August 5th (Monday), 2013|
Cash at small businesses.
Then debit for gas and other smaller purchases. Grocery shopping is sometimes cash and sometimes debit.
Credit card for all online purchases and larger purchases.
When one door closes, another door opens. It's the journey through the hallway that sucks.
Posts: 3777 | Registered: Jul 2008 | From: PA
Member # 26071
| Posted: 9:51 PM, August 5th (Monday), 2013|
Almost entirely credit -- used to use a mix of credit and debit but my new post-D card gives me very useful points at an online store I spent way too much on, so I have switched to using it and paying off the balance every month. The rewards points pay for my books for school and more, and since I pay it off before interest it doesn't cost me anything to use it. I do keep some small cash amounts around for small purchases.
D-Day: 6/5/09, drunken ONS on business trip, confessed immediately, transparent, remorseful but emotionally clueless
M 11 years, 3 kids
4/12 Tried to R for 3 years, have decided to D
12/31/12 D final
Posts: 542 | Registered: Nov 2009 | From: PacNW
Member # 39902
| Posted: 10:49 PM, August 5th (Monday), 2013|
Cash & debit mostly... I don't keep track of credit card purchases as muck as I should.... Even though I always pay my card off in full when I do use it ..
Posts: 84 | Registered: Jul 2013
Member # 1298
| Posted: 12:10 AM, August 6th (Tuesday), 2013|
Cash and debit. Credit cards only if traveling. We budget for EVERYTHING.
We just bought a brand new car with CASH. Yep we saved until we had the money to buy it.
No car loan for me!
Me BS 55, WS 55
Posts: 4059 | Registered: Mar 2003 | From: California
Member # 31094
| Posted: 7:28 AM, August 6th (Tuesday), 2013|
Cash and debit.
I got in trouble with credit when I was 19...I'm 37 and am STILL trying to build my credit back up. I just got 2 of my cards paid off..have 2 more to go.
IF I ever use credit again it will be for emergencies. Like unexpected car repairs.
Posts: 3419 | Registered: Feb 2011 | From: NWPA
|Topic Posts: 25|