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Newest Member: SoLostStillNumb (44248)

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User Topic: Cash, Credit, Debit?
travels
♀ Member
Member # 20334
Default  Posted: 9:12 PM, August 5th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

Cash at small businesses.

Then debit for gas and other smaller purchases. Grocery shopping is sometimes cash and sometimes debit.

Credit card for all online purchases and larger purchases.


When one door closes, another door opens. It's the journey through the hallway that sucks.

Rest In Peace Bo the Beagle 1996-2011


Posts: 3754 | Registered: Jul 2008 | From: PA
peacelovetea
♀ Member
Member # 26071
Default  Posted: 9:51 PM, August 5th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

Almost entirely credit -- used to use a mix of credit and debit but my new post-D card gives me very useful points at an online store I spent way too much on, so I have switched to using it and paying off the balance every month. The rewards points pay for my books for school and more, and since I pay it off before interest it doesn't cost me anything to use it. I do keep some small cash amounts around for small purchases.


BW, SAHM
D-Day: 6/5/09, drunken ONS on business trip, confessed immediately, transparent, remorseful but emotionally clueless
M 11 years, 3 kids
4/12 Tried to R for 3 years, have decided to D
12/31/12 D final

Posts: 542 | Registered: Nov 2009 | From: PacNW
Emotionalhell
♀ Member
Member # 39902
Default  Posted: 10:49 PM, August 5th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

Cash & debit mostly... I don't keep track of credit card purchases as muck as I should.... Even though I always pay my card off in full when I do use it ..

Posts: 83 | Registered: Jul 2013
Rollercoaster
Member
Member # 1298
Default  Posted: 12:10 AM, August 6th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Cash and debit. Credit cards only if traveling. We budget for EVERYTHING.

We just bought a brand new car with CASH. Yep we saved until we had the money to buy it.

No car loan for me!


Me BS 55, WS 55
Reconciled

Posts: 4059 | Registered: Mar 2003 | From: California
itainteasy
♀ Member
Member # 31094
Default  Posted: 7:28 AM, August 6th (Tuesday), 2013View ProfileEdit MessagePrivate MessageHomepage

Cash and debit.

I got in trouble with credit when I was 19...I'm 37 and am STILL trying to build my credit back up. I just got 2 of my cards paid off..have 2 more to go.

IF I ever use credit again it will be for emergencies. Like unexpected car repairs.


Posts: 3300 | Registered: Feb 2011 | From: NWPA
Topic Posts: 25
Pages: 1 · 2

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