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Newest Member: Highlanderlady (45437)

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User Topic: Investing a million in cash...
♂ Member
Member # 3031
Default  Posted: 1:07 PM, August 2nd (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

50k is more than I'm living on now.

Understood - there are many variables ... one person or two? Situation with dependents? Area of country?

$50k/year is one thing in Louisana ... quite another in NYC

"In a time of deceit, telling the Truth is a revolutionary act."

Posts: 21321 | Registered: Dec 2003 | From: Hell and back, way back :o)
♂ Member
Member # 31240
Default  Posted: 2:00 PM, August 2nd (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

And if you plan to take this year's equivalent of $50K out of a $1M stake every year in the future, you run a pretty high risk of running out of $ before you die.

fBH (me) - 70 (22 in my head), fWW (plainsong) - 65+, Married 45+, together since 1965
DDay - 12/2010
Recovered, not yet fully R'ed
I share my own experience because it's the only experience I know, not because I'm a good model.

Posts: 10424 | Registered: Feb 2011 | From: Chicago area
♂ Member
Member # 32368
Default  Posted: 2:28 PM, August 2nd (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

I know this guy in Nigeria who has an incredible opportunity for you. He or one of his associates email me about it every other month but I just don't have the 1 million to invest right now. He seems real credible and is a king or prince or prime minister or something.

I've wiped the shit off. It can be wiped off you know.

Posts: 576 | Registered: Jun 2011
♀ New Member
Member # 39264
Default  Posted: 2:38 PM, August 2nd (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage


BS- 40, WH 38
Married 13yrs, 2 Sweet Boys-5 & 9
DD#1: 1/10/12- 6mo EA
DD#2: 8/23/12-revealed 1PA, 2ONS in 2010 and 1EA/PA in 2004
DD#3: 9/10/12- ONS w/friend in 2010
Lots of other crap and TT - basically I was married to a guy that forgot he was

Posts: 38 | Registered: May 2013 | From: Maryland
Faithful w/Love
♀ Member
Member # 33128
Default  Posted: 3:27 PM, August 2nd (Friday), 2013View ProfileEdit MessagePrivate MessageHomepage

I am so happy that you built your nest egg. Wish I could do that.
Maybe once divorce I can... I am just trying to figure out if I can buy a house or not.. Renting SUCKS ASS!


BS(ME)40 WH(HIM)38
DD 20 and DS 15
Separated Aug 2012
Moved back home Oct 31 2013
Separated again June 2014. Heading toward divorce.
False R. Still Lying.

"You never know how strong you are until being strong is all you have left"

Posts: 2804 | Registered: Aug 2011
♀ Member
Member # 11738
Default  Posted: 8:10 AM, August 3rd (Saturday), 2013View ProfileEdit MessagePrivate MessageHomepage

Depending on your area, I'd consider a portion of it into solid assets such as rental homes. If you know the market, you can have a constant income flow and maintain the value of your investment.

I didn't plan to become a landlord, but it has worked out extremely well for me.

Let me know if you have any questions!

H - WS
My beautiful kids, 3 innocent victims 1,4,& 5

Posts: 479 | Registered: Aug 2006
Deeply Scared
♀ Administrator
Member # 2
Default  Posted: 8:39 AM, August 3rd (Saturday), 2013View ProfileEdit MessagePrivate MessageHomepage

Have you tried calling 1800-IAM-RICH?

"Don't give up, the beginning is always the hardest." My Mom:)

My tolerance for stupid shit is getting less and less.

Posts: 198436 | Registered: May 2002
♂ Member
Member # 36827
Default  Posted: 6:25 PM, August 3rd (Saturday), 2013View ProfileEdit MessagePrivate MessageHomepage

Thanks everyone, and for the laughs! I have actually been looking into rental options, using a management company... Lots to consider, and plan for.

Thanks again!

D-Day spring 2012
Me BS 47
Xcheater 44
One DD 19
Married 23 years
Divorced 12/23/13 Fu*king A!

The cruel, the unkind, those without honor, feast on the tender heart...

Posts: 652 | Registered: Sep 2012
Sad in AZ
♀ Member
Member # 24239
Default  Posted: 7:11 AM, August 4th (Sunday), 2013View ProfileEdit MessagePrivate MessageHomepage

I have nothing to contribute (financially or advise-wise) but I wish you the best of luck. My XBIL had to return to work at the age of 73 when his retirement account took a hit during the collapse.

I know I'll be thinking about you from my retirement cardboard box under the overpass

I solemnly swear that I am up to no good.

Posts: 20313 | Registered: Jun 2009 | From: Upstate NY
solus sto
♀ Member
Member # 30989
Default  Posted: 7:31 PM, August 4th (Sunday), 2013View ProfileEdit MessagePrivate MessageHomepage

I'll let you know when Mr. Trac-Fone kicks and I collect his life insurance. Until then, I will be worrying whether I will lose the house, after all.

BS-me, 52
WH (Trac-fone), 53, PD
2 kids-DD25, DS18
multiple d-days
Alone, most strangely, I live on~Rupert Brooke

Posts: 8885 | Registered: Jan 2011 | From: midwest
♀ Member
Member # 35846
Default  Posted: 9:50 PM, August 4th (Sunday), 2013View ProfileEdit MessagePrivate MessageHomepage

I have been struggling with the same question...

When you figure it out would you give me a heads up? My mattress is sooo uncomfortable

“And the day came when the risk to remain tight in a bud was more painful than the risk it took to blossom”
Anaïs Nin
Me: 45
Him: 47
Dday 8/2007
We have R'd

Posts: 3850 | Registered: Jun 2012 | From: Massachusetts
♀ Member
Member # 30817
Default  Posted: 1:25 PM, August 5th (Monday), 2013View ProfileEdit MessagePrivate MessageHomepage

The market. The market. The market. I'd spread it around, find a broker you love or that you can mooch info off of, read Baron's every day, watch the charts and trends. I have someone do a lot of this for me, but he believes time=money, so he is up my butt a LOT about what's going on and what he is seeing. It is great as I have learned a lot. I made a killing on Vietnam this year, don't be afraid to put money in China and Europe (even though Europe is doing something weird right now.) I've sold off some stuff for now, waiting for the September low.

I believe in cycles. And in not acquiring debt. Our house will be paid off when I turn 50 and my spouse wants to retire in 8 years at 54. That's our goal. We also intend to live simply when retired, travel some, but really, just LIVE.

Him WH
2 ddays in '07
"The cure for the pain, is the pain." -Rumi

Posts: 6569 | Registered: Jan 2011
Topic Posts: 32
Pages: 1 · 2

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